FranchiseRanked

Cinnabon

Restaurants & FoodSBA loans FY2020–FY2026

29

SBA Loans

$13.4M

Total Financed

$463K

Avg Loan Size

—

YoY Loan Growth

How Cinnabon Compares

  • Ranks #82 of 1,075 Restaurants & Food brands by SBA loan count (#385 of 3,543 overall).
  • Its average loan of $463K is 10% above the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20203$2.8M
FY20216$1.3M
FY20224$2.7M
FY20236$2.0M
FY20243$675K
FY20256$2.7M
FY20261$1.2M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Cinnabon Is Getting SBA-Financed

Pennsylvania7 loans · $1.8MCalifornia4 loans · $1.0MOhio4 loans · $795KNew York3 loans · $2.1MDelaware2 loans · $1.2MVirginia2 loans · $1.7MNevada1 loan · $2.0MSouth Dakota1 loan · $175KConnecticut1 loan · $50KMontana1 loan · $150KTexas1 loan · $1.2MMichigan1 loan · $386KNew Mexico1 loan · $700K

Recent SBA-Financed Cinnabon Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Delectable Delights Canarsie LLCBrooklyn, NY
$1,216,0002026-03-20
SoPatriKa LLCLEESBURG, VA
$455,0002025-09-11
MCF Ventures LLCLOS ANGELES, CA
$680,0002025-08-29
MCF Ventures LLCLOS ANGELES, CA
$50,0002025-08-29
AJR Bakeries Inc.CINCINNATI, OH
$25,0002025-07-17
AJR Bakeries Inc.CINCINNATI, OH
$280,0002025-07-17
CINNA MM LLCMC LEAN, VA
$1,250,0002024-11-12
GAD BRAND OF SOUTH HILLS LLCPITTSBURGH, PA
$500,0002024-06-24
GAD BRAND OF SOUTH HILLS LLCPITTSBURGH, PA
$25,0002024-06-24
S&JEAN LLCARCADIA, CA
$150,0002024-04-19
Warrick-Lovato LLCAlbuquerque, NM
$699,5002023-09-27
SM Baking Inc.Cincinnati, OH
$25,0002023-08-30
SM Baking Inc.Cincinnati, OH
$465,0002023-08-30
Gad Brand of Ross Park LLCPittsburgh, PA
$440,4002023-08-25
Gad Brand of Ross Park LLCPittsburgh, PA
$25,0002023-08-25
Nile Holdings LLCPORTAGE, MI
$386,0002023-03-20
JCBons, IncJohnson City, NY
$236,0002022-09-19
Sichem, Inc.MIDLOTHIAN, TX
$1,200,0002022-03-14
Omsainath, IncLAHASKA, PA
$540,0002022-03-08
374 Serinatee's Place LLCBROOKLYN, NY
$680,0002022-01-07
Gad Brand LLCCamp Hill, PA
$269,0002021-06-23
Gad Brand LLCCamp Hill, PA
$25,0002021-06-23
TAA Food Group, LLCBillings, MT
$150,0002021-06-07
Cinnabro, LLCNEWARK, DE
$653,0002020-12-14
New England Venture group ,llcBerlin, CT
$50,0002020-11-06

Frequently Asked Questions

Is Cinnabon growing or shrinking?

Cinnabon doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #82 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Cinnabon franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $463K (10% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Cinnabon?

0 of 29 SBA loans to Cinnabon franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

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  • Beacon Bank and Trust2
  • Wilmington Savings Fund Society FSB2
  • Republic Bank & Trust Company2
  • Plumas Bank1
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Source: SBA 7(a) FOIA loan dataset. View dataset