Chip/Chip Cookies
10
SBA Loans
$4.0M
Total Financed
$403K
Avg Loan Size
—
YoY Loan Growth
How Chip/Chip Cookies Compares
- Ranks #225 of 1,075 Restaurants & Food brands by SBA loan count (#897 of 3,543 overall).
- Its average loan of $403K is 4% below the Restaurants & Food median of $419K.
- With only 10 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 1 | $315K |
| FY2023 | 7 | $3.2M |
| FY2024 | 2 | $500K |
FY2024 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Chip/Chip Cookies Is Getting SBA-Financed
Recent SBA-Financed Chip/Chip Cookies Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Chip/Chip Cookies growing or shrinking?
Chip/Chip Cookies doesn't have enough SBA loan activity in both FY2023 and FY2024 to calculate a reliable year-over-year trend. For context, it ranks #225 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Chip/Chip Cookies franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $403K (4% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Chip/Chip Cookies?
Chip/Chip Cookies only has 10 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Community Banks of Colorado, A Division of NBH Bank3
- First Bank of the Lake2
- The Huntington National Bank2
- Glacier Bank1
- First National Bank of Coffee County1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset