Chem-Dry
7
SBA Loans
$1.2M
Total Financed
$174K
Avg Loan Size
—
YoY Loan Growth
How Chem-Dry Compares
- Ranks #84 of 169 Cleaning & Property Services brands by SBA loan count (#1,141 of 3,543 overall).
- Its average loan of $174K is 16% above the Cleaning & Property Services median of $150K.
- With only 7 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Cleaning & Property Services brands overall see a 3.1% charge-off rate across 3,239 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 2 | $250K |
| FY2022 | 1 | $299K |
| FY2024 | 1 | $213K |
| FY2026 | 3 | $459K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Chem-Dry Is Getting SBA-Financed
Recent SBA-Financed Chem-Dry Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Chem-Dry growing or shrinking?
Chem-Dry doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #84 of 169 Cleaning & Property Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Chem-Dry franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $174K (16% above the typical Cleaning & Property Services brand's $150K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Chem-Dry?
Chem-Dry only has 7 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Cleaning & Property Services brands overall see a 3.1% charge-off rate across 3,239 loans.
Top SBA Lenders
- Nicolet National Bank1
- United Midwest Savings Bank National Association1
- The Bancorp Bank National Association1
- FDIC - Community Bank & Trust-West Georgia1
- Republic Bank & Trust Company1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset