Black Optix Tint
11
SBA Loans
$1.7M
Total Financed
$157K
Avg Loan Size
-40%
YoY Loan Growth
How Black Optix Tint Compares
- Ranks #35 of 125 Automotive Services brands by SBA loan count (#849 of 3,543 overall).
- Its average loan of $157K is 65% below the Automotive Services median of $453K.
- With only 11 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2024 | 5 | $721K |
| FY2025 | 3 | $452K |
| FY2026 | 3 | $555K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Black Optix Tint Is Getting SBA-Financed
Recent SBA-Financed Black Optix Tint Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Black Optix Tint growing or shrinking?
Black Optix Tint's SBA loan count fell 40% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Black Optix Tint franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $157K (65% below the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Black Optix Tint?
Black Optix Tint only has 11 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
Top SBA Lenders
- The Huntington National Bank6
- First Bank of the Lake3
- Bank Five Nine1
- Magnifi Financial CU1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset