Bio-One
64
SBA Loans
$9.7M
Total Financed
$151K
Avg Loan Size
-71%
YoY Loan Growth
How Bio-One Compares
- Ranks #14 of 169 Cleaning & Property Services brands by SBA loan count (#150 of 3,543 overall).
- Its average loan of $151K is 1% above the Cleaning & Property Services median of $150K.
- Its 3.1% charge-off rate compares to a 3.1% average across all Cleaning & Property Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 19 | $2.6M |
| FY2021 | 9 | $1.2M |
| FY2022 | 5 | $800K |
| FY2023 | 6 | $900K |
| FY2024 | 14 | $2.4M |
| FY2025 | 4 | $800K |
| FY2026 | 7 | $945K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Bio-One Is Getting SBA-Financed
Recent SBA-Financed Bio-One Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Bio-One growing or shrinking?
Bio-One's SBA loan count fell 71% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Bio-One franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $151K (1% above the typical Cleaning & Property Services brand's $150K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Bio-One?
2 of 64 SBA loans to Bio-One franchisees (3.1%) have been charged off since FY2020, compared to 3.1% across all Cleaning & Property Services brands.
Top SBA Lenders
- United Midwest Savings Bank National Association47
- Glacier Bank2
- UMB Bank, National Association2
- KeyBank National Association2
- Readycap Lending, LLC2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset