FranchiseRanked

Biggby Coffee

Restaurants & FoodSBA loans FY2020–FY2026

194

SBA Loans

$64.5M

Total Financed

$333K

Avg Loan Size

-24%

YoY Loan Growth

How Biggby Coffee Compares

  • Ranks #8 of 1,075 Restaurants & Food brands by SBA loan count (#22 of 3,543 overall).
  • Its average loan of $333K is 21% below the Restaurants & Food median of $419K.
  • Its 0.5% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY202010$1.7M
FY202133$9.0M
FY202239$11.0M
FY202345$16.9M
FY202433$12.4M
FY202525$10.9M
FY20269$2.7M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Biggby Coffee Is Getting SBA-Financed

Michigan69 loans · $24.0MOhio43 loans · $12.4MIndiana32 loans · $9.3MIllinois13 loans · $4.6MFlorida12 loans · $3.7MKentucky9 loans · $3.4MWisconsin8 loans · $3.4MNorth Carolina4 loans · $1.9MGeorgia2 loans · $1.1MTennessee1 loan · $425KVirginia1 loan · $275K

Recent SBA-Financed Biggby Coffee Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

BIG SPOON LLCMOUNT MORRIS, MI
$391,3002026-06-22
Sadashiv, LLCLOUISVILLE, KY
$697,4002026-06-18
Beyond Espresso LLCGurnee, IL
$325,0002026-05-27
CoffeeUp LLCINDIANAPOLIS, IN
$450,0002026-05-04
CoffeeUp LLCINDIANAPOLIS, IN
$25,0002026-05-04
CoffeeUp LLCINDIANAPOLIS, IN
$25,0002026-03-18
CoffeeUp LLCINDIANAPOLIS, IN
$450,0002026-03-18
BATHAWK INC.CROWN POINT, IN
$50,0002026-01-08
BIGGBY CoffeeHARRISONBURG, VA
$275,0002025-12-18
CRUS3 LLCDUBLIN, OH
$590,0002025-09-29
Sunrise Coffee Break LLCNEW CARLISLE, IN
$165,9002025-09-25
T&J DRAPER, LLCVASSAR, MI
$346,5002025-08-27
T&J DRAPER, LLCVASSAR, MI
$25,0002025-08-27
BIGGBY COFFEE #1204SOUTHFIELD, MI
$500,0002025-07-28
Harmony Coffees of Cartersville LLCCARTERSVILLE, GA
$625,2002025-07-11
Big Boys LLCClarksville, TN
$425,3002025-05-19
Biggby Coffee 1207LOGANVILLE, GA
$475,0002025-05-07
STORE 1066 LLCSHEFFIELD LAKE, OH
$25,0002025-04-22
Just Coffee Beans Oxford LLCOxford, MI
$842,0002025-03-26
TRILOKNATH LLCSHOREWOOD, IL
$473,0002025-03-26
BIGGBY Coffee Store #650FRANKLIN, WI
$200,0002025-03-25
JR Lakeshore Restaurants LLCSTOUTSVILLE, OH
$702,0002025-03-14
Ormond Beach Coffee Company Inc.DELTONA, FL
$206,5002025-02-21
Ormond Beach Coffee Company Inc.DELTONA, FL
$25,0002025-02-21
NRG ENTERPRISES LLCITASCA, IL
$506,9002025-02-11

Frequently Asked Questions

Is Biggby Coffee growing or shrinking?

Biggby Coffee's SBA loan count fell 24% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.

How much does it cost to open a Biggby Coffee franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $333K (21% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Biggby Coffee?

1 of 194 SBA loans to Biggby Coffee franchisees (0.5%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

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  • First Commonwealth Bank23
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  • Peoples Bank6
  • First Bank of the Lake6
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Source: SBA 7(a) FOIA loan dataset. View dataset