Big O Tires - Business Format Franchise / Product Distribution Franchise
67
SBA Loans
$79.0M
Total Financed
$1.2M
Avg Loan Size
—
YoY Loan Growth
How Big O Tires - Business Format Franchise / Product Distribution Franchise Compares
- Ranks #4 of 125 Automotive Services brands by SBA loan count (#139 of 3,543 overall).
- Its average loan of $1.2M is 160% above the Automotive Services median of $453K.
- Its 0.0% charge-off rate compares to a 1.5% average across all Automotive Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 15 | $24.8M |
| FY2021 | 20 | $22.3M |
| FY2022 | 12 | $12.6M |
| FY2023 | 7 | $4.4M |
| FY2024 | 1 | $540K |
| FY2025 | 8 | $9.3M |
| FY2026 | 4 | $5.1M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Big O Tires - Business Format Franchise / Product Distribution Franchise Is Getting SBA-Financed
Recent SBA-Financed Big O Tires - Business Format Franchise / Product Distribution Franchise Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Big O Tires - Business Format Franchise / Product Distribution Franchise growing or shrinking?
Big O Tires - Business Format Franchise / Product Distribution Franchise doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #4 of 125 Automotive Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Big O Tires - Business Format Franchise / Product Distribution Franchise franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.2M (160% above the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Big O Tires - Business Format Franchise / Product Distribution Franchise?
0 of 67 SBA loans to Big O Tires - Business Format Franchise / Product Distribution Franchise franchisees (0.0%) have been charged off since FY2020, compared to 1.5% across all Automotive Services brands.
Top SBA Lenders
- Live Oak Banking Company28
- Wells Fargo Bank National Association4
- Zions Bank, A Division of3
- United Business Bank3
- Five Star Bank3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset