FranchiseRanked

Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement

RetailSBA loans FY2021–FY2026

6

SBA Loans

$14.7M

Total Financed

$2.5M

Avg Loan Size

—

YoY Loan Growth

How Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement Compares

  • Ranks #126 of 413 Retail brands by SBA loan count (#1,270 of 3,543 overall).
  • Its average loan of $2.5M is 492% above the Retail median of $415K.
  • With only 6 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20212$4.4M
FY20221$2.6M
FY20232$2.6M
FY20261$5.0M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement Is Getting SBA-Financed

Recent SBA-Financed Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Jefferson Gas and MartTEMECULA, CA
$5,000,0002025-11-17
KNS Bayarea LLCHouston, TX
$1,474,0002022-11-30
110 AS Investment LLCTexas City, TX
$1,163,4002022-10-31
Super Mart IncGRASS VALLEY, CA
$2,650,0002022-03-07
AHSAN BUSINESS LLCCHANNELVIEW, TX
$1,963,0002021-09-02
Century Holding Investment LLCTexas City, TX
$2,480,3002021-07-29

Frequently Asked Questions

Is Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement growing or shrinking?

Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #126 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $2.5M (492% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement?

Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purchase Agreement only has 6 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.

Top SBA Lenders

  • US Metro Bank2
  • Home Bank, National Association1
  • Metro City Bank1
  • The MINT National Bank1
  • Preferred Bank1
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Source: SBA 7(a) FOIA loan dataset. View dataset