360 Painting
76
SBA Loans
$13.5M
Total Financed
$178K
Avg Loan Size
-36%
YoY Loan Growth
How 360 Painting Compares
- Ranks #18 of 294 Home & Repair Services brands by SBA loan count (#123 of 3,543 overall).
- Its average loan of $178K is 1% above the Home & Repair Services median of $177K.
- Its 13.2% charge-off rate compares to a 2.9% average across all Home & Repair Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 23 | $3.4M |
| FY2021 | 8 | $1.1M |
| FY2022 | 10 | $2.7M |
| FY2023 | 15 | $3.1M |
| FY2024 | 11 | $1.7M |
| FY2025 | 7 | $1.1M |
| FY2026 | 2 | $450K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where 360 Painting Is Getting SBA-Financed
Recent SBA-Financed 360 Painting Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is 360 Painting growing or shrinking?
360 Painting's SBA loan count fell 36% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a 360 Painting franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $178K (1% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for 360 Painting?
10 of 76 SBA loans to 360 Painting franchisees (13.2%) have been charged off since FY2020, compared to 2.9% across all Home & Repair Services brands.
Top SBA Lenders
- United Midwest Savings Bank National Association64
- Readycap Lending, LLC2
- The First National Bank of McGregor d/b/a TFNB Your Bank for Life1
- First National Bank of Pennsylvania1
- North State Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset