1-Tom-Plumber
18
SBA Loans
$5.4M
Total Financed
$299K
Avg Loan Size
—
YoY Loan Growth
How 1-Tom-Plumber Compares
- Ranks #73 of 294 Home & Repair Services brands by SBA loan count (#574 of 3,543 overall).
- Its average loan of $299K is 69% above the Home & Repair Services median of $177K.
- With only 18 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 3 | $1.1M |
| FY2023 | 4 | $925K |
| FY2024 | 4 | $1.7M |
| FY2025 | 2 | $458K |
| FY2026 | 5 | $1.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where 1-Tom-Plumber Is Getting SBA-Financed
Recent SBA-Financed 1-Tom-Plumber Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is 1-Tom-Plumber growing or shrinking?
1-Tom-Plumber doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #73 of 294 Home & Repair Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a 1-Tom-Plumber franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $299K (69% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for 1-Tom-Plumber?
1-Tom-Plumber only has 18 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
Top SBA Lenders
- Manufacturers and Traders Trust Company4
- Citizens Bank2
- KeyBank National Association2
- First Bank2
- First Resource Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset