1-800-Radiator & A/C
11
SBA Loans
$10.1M
Total Financed
$922K
Avg Loan Size
—
YoY Loan Growth
How 1-800-Radiator & A/C Compares
- Ranks #27 of 146 Other brands by SBA loan count (#810 of 3,543 overall).
- Its average loan of $922K is 201% above the Other median of $306K.
- With only 11 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Other brands overall see a 2.1% charge-off rate across 1,541 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 1 | $760K |
| FY2021 | 2 | $1.0M |
| FY2022 | 2 | $1.3M |
| FY2023 | 1 | $606K |
| FY2024 | 4 | $4.6M |
| FY2026 | 1 | $1.9M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where 1-800-Radiator & A/C Is Getting SBA-Financed
Recent SBA-Financed 1-800-Radiator & A/C Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is 1-800-Radiator & A/C growing or shrinking?
1-800-Radiator & A/C doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #27 of 146 Other brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a 1-800-Radiator & A/C franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $922K (201% above the typical Other brand's $306K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for 1-800-Radiator & A/C?
1-800-Radiator & A/C only has 11 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Other brands overall see a 2.1% charge-off rate across 1,541 loans.
Explore More
Top SBA Lenders
- Newtek Small Business Finance, Inc.2
- U.S. Bank, National Association2
- The Huntington National Bank1
- BankOrion1
- The Bancorp Bank National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset